Luckily I've never been at-fault, and this time I wasn't in the car. Some new kid at work backed into my car and busted the tail light and it also moved my car quite a bit. He tried to do things "under the table" and I told him I had to talk to my mother and the insurance company first. He wasn't the smartest kid because he was apparently off-duty and with his friends and they left. He called me on the phone and I told him I'd have to call the police about it. He didn't have the common sense to return, and the state trooper had to call him. He was lucky he just got a warning not to do something stupid like that again. Now I have to go through the headache of taking it somewhere to get it fixed... Lucky me!